Lehmann, MartinMartinLehmann2023-04-132023-04-132020https://www.alexandria.unisg.ch/handle/20.500.14171/112928This dissertation focuses on the issues of digitalization, the effects of data sharing, and performance measurement within the insurance industry. In the first two essays, 'The Impact of Digitalization on the Insurance Value Chain and the Insurability of Risks' and 'Balancing the Desire for Privacy Against the Desire to Hedge Risk', we concentrate on digitalization and the effect of data sharing. Within the following papers, 'Utilization of Input Factors in the German Property and Casualty Insurance Industry' and 'The Relationship between Management Change and Firm Performance: Evidence from the German Property and Casualty Insurance Industry', we analyze productivity in the German property and casualty insurance industry and consider the effects on management. In the first paper, 'The Impact of Digitalization on the Insurance Value Chain and the Insurability of Risks', we closely examine the effects of digitalization on the value chain of insurance companies and the insurability of risks. Based on our findings, we identify research questions and key areas of change for insurance managers. In the following, the second paper, 'Balancing the Desire for Privacy Against the Desire to Hedge Risk', explores the effects of data sharing on the willingness of insurance policyholders to pay for a new contract. For this purpose, an experiment with around 500 participants has been conducted. The third paper, 'Utilization of Input Factors in the German Property and Casualty Insurance Industry', tackles the research question of how German property and casualty insurers use the production factors labor and capital over time. Additionally, an analysis on the differences that occur between insurance companies has been carried out. For the purpose of the study, a database of German property and casualty insurers for the period of 1956 to 2015 has been created. This database also serves as the basis for the fourth paper 'The Relationship between Management Change and Firm Performance: Evidence from the German Property and Casualty Insurance Industry'. The aim is to analyze the interaction between performance and management change. The analysis is not limited to CEOs but covers the entire management board.enDigitalisierungLeistungsmessungEffizienzVersicherungEDIS-5000insurancevalue of dataperformance measurementefficiencyDigitalizationdoctoral thesis