Decentralized Insurance on the Blockchain

Natural disasters and extreme weather conditions are increasing globally. The effects of these extreme events are often far worse in emerging markets than in developed economies. For their low-income populations, insurance cover is often not offered or is unaffordable. The HSG researchers Professor Alexander Braun and Niklas Häusle are convinced that an innovative, decentralised insurance model based on block chain technology has the potential to mitigate these problems.