Manuel Rach
Title
Prof. Dr.
Last Name
Rach
First name
Manuel
Email
manuel.rach@unisg.ch
ORCID
Phone
+41 71 224 7948
19 results
Now showing 1 - 10 of 19
- Some of the metrics are blocked by yourconsent settings
Item type:Publication, Risk management in the insurance sector: theory and practical implicationsThis paper provides an overview of risk management in the insurance sector, combining theoretical principles with practical and regulatory perspectives. Starting with a simplified model of risk pooling, we demonstrate how diversification creates benefits for risk-averse policyholders. In a next step, we present a simple model to illustrate the main goal of quantitative risk management: The optimization of performance subject to a variety of constraints rather than a pure minimization of risks. We continue by reviewing the main fields of application of risk management and elaborate on the rationality of risk management due to market frictions. Finally, our discussion of solvency regulation and alternative policyholder protection mechanisms highlights the trade-offs between financial resilience, costs, and market efficiency. Overall, the paper demonstrates that, in addition to being a regulatory requirement, risk management in insurance is a strategic instrument for balancing policyholder protection, economic efficiency, and long-term sustainability.Type:journal articleJournal:Journal of Business Economics - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Dynamic Tonuity: Adapting Retirement Benefits to a Changing Environment(2024-04-29) - Some of the metrics are blocked by yourconsent settings
Item type:Publication, - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Who Chooses Which Retirement Income? A CPT-based Analysis(2023-11-07)Scopus© Citations 3 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Actuarial fairness and social welfare in mixed-cohort tontines(2023-05-24)Scopus© Citations 13 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Individuals' demand for retirement plans(2023) - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Time Consistency in Optimal Retirement Planning(2023) - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Bequest-Embedded Annuities and Tontines(2022) - Some of the metrics are blocked by yourconsent settings
Item type:Publication, - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Fees in tontines(2021)Scopus© Citations 21